Privacy Policy

Your COBRANotice.net account is operated by COBRANotice.net and subscribes to the COBRANotice.net, privacy policy.

COBRANotice.net values each and every customer relationship.  To protect and maintain this relationship, we've adopted a privacy policy to maintain the confidentiality of the information you have shared with us.

We recognize your expectations for the responsible use and protection of your information and your right to privacy. To this end, COBRANotice.net will maintain standards to reasonably ensure that your information is private and secure at all times. This notice will describe how your information is used, protected, and the benefits such use provides to you.

How we use, collect, and retain information about you.
Your relationship is important to us and we're committed to providing you with the best service possible.  The only information stored on our servers is the information you provide.  We do not ask for, nor do we store records that include dates of birth or social security numbers.  We do so to avoid any potential HIPAA liability you or we may have.

If you end your customer relationship with us or become an inactive customer, we will treat the information we have about you as if you are still our customer.

Responsible use of information provides customer benefits.
The information we collect provides significant benefits to you, our customer. This information:

·         Enables us to better manage your Cobra records and manage your employee benefits;

·         Assists us as we improve products and enhance customer service;

We will maintain accurate information about you.
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please call us at 866-680-0951.  We will investigate your concerns and correct any inaccuracies.

We will maintain a security program to protect your information.
We are committed to the security of your financial and personal information. We safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. We restrict access of personal information about you or your records to those employees who need to know that information to provide products or services to you. Our employees are trained to understand and comply with these information principles.

Restrictions on disclosing your account information to outsiders.
We will not share your confidential information with any company or third party except as required or permitted by law. This means, for example, that we can disclose your confidential information:

·         To third parties that help us provide products or services, including but not limited to, mail companies or software vendors to better service your account with us;

·         To third parties that assist us in marketing accounts and services; to other financial institutions with which we have joint marketing agreements to enhance our product or service offerings;

·         To respond to a subpoena, court order or judicial process; to pursue a sale, merger, or transfer of all or a portion of a business or operating unit; to our regulators and auditors; to protect against or prevent fraud, manage risk, or resolve customer disputes;

·         To a third party to whom you specifically authorize us to share the information.

·         Whenever other companies or third parties provide services for us or on our behalf, we require them by contract to maintain the appropriate safeguards to ensure the security and the confidentiality of the information that we provide them.

Because certain disclosures of confidential information are specifically required or permitted by law, we can make these disclosures even if you prefer we do not do so. Therefore, you do not have to respond to this notice in any way.

We will maintain your privacy in business relationships with non-related third parties.
If we do provide customer information to a third party, we will insist, through a written agreement, that the third party adheres to similar privacy principles to those COBRANotice.net adheres to for keeping this information confidential.

Disclosing our privacy commitment to you.
At COBRANotice.net, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how COBRANotice.net protects your confidential information, please contact us at 866.680.0951.

Use of Cookies
Our web site may use a feature of your Internet browser called a cookie. A cookie is a piece of information which a web server may place on your computer when you visit a web site. The use of cookies is to facilitate your Internet session, to maintain security and to improve the user experience. For example, we use cookies to verify your identity, remember your personal settings, and to monitor your use of our website to improve our services. If you choose not to enable cookies on your browser, you will not be able to use some of the services offered on our web site.

Children's Privacy
We do not knowingly collect or use personal information from children under 13 without verifiable consent from their parents.